Unlike traditional credit options, PayJustNow allows you to spread payments over time without any interest. Whether you’re eyeing the latest fashion trends, must-have accessories, or everyday essentials, PayJustNow gives you the freedom to pay in three interest-free installments.

1. Browse your favourite online stores and proceed to check-out.

2. Choose PayJustNow as your payment method.

3. Create your account as easily as if your eyes were shut (though we’d recommend you keep them open).

Complete your purchase!

Payflex lets you get what you need now, but pay for it over four interest-free instalments. You pay 25% upfront, then three payments of 25% over the following six weeks.

1. Shop Online and fill your cart choose Payflex at checkout

2. Get approved and pay 25% today with your debit or credit card

3. Pay the remainder over 6-weeks. No interest. No fees.

Select Happy Pay at Checkout
When making a purchase, simply choose Happy Pay as your preferred payment method.

Choose Your Payment Plan
Sign UpSelect the installment plan that best suits your budget.

Instant Approval & Easy Setup

Setting up Happy Pay is quick and hassle-free. With instant approval and minimal requirements, you can start using it immediately without the lengthy credit checks or paperwork.

Enjoy Your Purchase
Receive your product immediately while paying over time.

Make Easy Payments
Automatic deductions ensure timely payments, making the process effortless.

Pay via bank deposit at your bank

To secure your online order - you can make a cash deposit into the below account:

Use your order reference number as your banking reference.

Account holder: STANBEL PTY LTD

Bank: Nedbank

Account Number: 1207962783

Branch Code: 198765

Send proof of payment to customerservices@stanbel.co.za

Goods will be released once payment has cleared, which can take up to 2 business days.